Almost everyone needs life insurance. Whether you’re single, married, parent or non-parent, own a business or are retired – there is a need. Life insurance from Alfa® gives you the opportunity to protect the future of others in the event of your death.
Term Life Insurance
Get the most coverage for your dollar with a temporary or term policy from Alfa. Term life insurance is designed to provide you with coverage for a select period of time (10, 15, 20, 25 or 30 years). It’s simple, easy on the family budget and a temporary alternative or supplement to permanent insurance plans.
Permanent Life Insurance
If you have a long term need for life insurance, Alfa offers permanent insurance coverage designed to cover you for your entire life. As long as you make the premium payments, the coverage will be there when you die. Your permanent policy can build substantial cash value. This cash value can be borrowed and used for anything you wish. Many permanent life policies also include accelerated death benefits that help by providing advanced funds if the insured is diagnosed with a terminal illness.
Flexible Universal Life Insurance
Seeking flexibility in your life insurance coverage and premium payments? Then Alfa’s universal life insurance plan may be the right one for you. This permanent insurance plan offers a cash accumulation feature that earns interest according to our declared current rates.